Central Finance Facility (CFF) Credit Union Risk Management Virtual Training Program

A critical part of a successful Credit Union’s overall business and growth strategy is prioritizing risk management. Effective management of risk is critical as losses a..

Central Finance Facility (CFF) FinTech and Cyber Security Virtual Thought Leadership Event

The Central Finance Facility (CFF) invites you to attend its Virtual Thought Leadership Event themed: “FinTech and Cyber Security - The Future of Technology for Credit Unions”.&nb..

CFF Anti-Money Laundering and Combatting the Financing of Terrorism (AML/CFT) Virtual Training Workshop

“Alert/005/2021 by the Financial Intelligence Unit of Trinidad and Tobago (FIUTT), has recorded STR/SAR submissions with approximately 100 victims of suspected Romance/Scam Fraud...

Products & Services

The Central Finance Facility (CFF) provides a wide range of financial products services to its members. The Facility, which is often described as a “Credit Union for Credit Unions” helps credit unions invest their money by purchasing shares from th..

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Member Benefits

Virtual Investment Pool

The Virtual Investment Pool (VIP) is the first step towards Credit Unions owning a commercial bank. The VIP is the literal pooling/pledging of investment funds by Credit Unions that will allow for joint participation in sophisticated investments that..

Thought Leadership

CFF's Thought Leadership sessions are meant to nurture and develop a movement that can sit together and discuss issues that affect us all. In partnership with our member Credit Unions, we conduct market research activities where the findings are anal..

Training & Professional Services

CFF offers a series of training programs which we believe are aptly suited towards addressing issues faced by the credit union movement. We also provide customized support in order to address Credit Unions' specific strategic and operational needs. ..

Loans

The Central Finance Facility currently offers Home mortgage and Small business loans to individuals and Institutional loans to credit union members. Home Mortgage ..

Savings & Investments

The CFF leverages its enviable Operating Margin of less than 2% to provide depositors with the most competitive returns while borrowers rent funds lower than the prevailing Market Rates. As the financial intermediary of the Cooperative Movement, th..

Home Mortgage

Interviews by appointment only Interest rate is 6% to 9% Deposit minimum is 10% Debt Service Ratio is 40% Payment period 10, 20, 25 to 30 years Document Checklist Basic (Required for all mortgage applications) A..

Latest News

Co-operative Blog

Credit Unions Need to Keep Abreast of Member Needs and Build a Member Centric Culture

Credit Unions were once known as the “small man’s bank” and the concept of sharing a common bond underscored member shared common experiences, needs and aspirations that allowed them to own and operate a credit union. Indeed, they would share among..

The Credit Union Movement’s Approach to Fostering Social and Economic Resilience for the ‘New Normal’

The Credit Union Movement’s Approach to Fostering Social and Economic Resilience for the ‘New Normal’ Introduction In times of any disaster, be it natural or otherwise, a need will always arise to strengthen social and economic resilience. If we a..

Credit Unions Must Improve Competitiveness in the Covid-19 era and beyond.

Even before Covid-19, the finance industry was rapidly changing and steadily becoming more competitive. This was putting pressure on traditional lenders to evolve, preserve and grow their business, with Credit Unions (CUs) being no exception. Wit..

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mail@centralfinancefacility.com