Products & Services
The Central Finance Facility (CFF) provides a wide range of financial products services to its members. The Facility, which is often described as a “Credit Union for Credit Unions” helps credit unions invest their money by purchasing shares from th..

Member Benefits

Virtual Investment Pool

Virtual Investment Pool

The Virtual Investment Pool (VIP) is the first step towards Credit Unions owning a commercial bank. The VIP is the literal pooling/pledging of investment funds by Credit Unions that will allow for joint participation in sophisticated investments that..
Thought Leadership

Thought Leadership

CFF's Thought Leadership sessions are meant to nurture and develop a movement that can sit together and discuss issues that affect us all. In partnership with our member Credit Unions, we conduct market research activities where the findings are anal..
Training & Professional Services

Training & Professional Services

CFF offers a series of training programs which we believe are aptly suited towards addressing issues faced by the credit union movement. We also provide customized support in order to address Credit Unions' specific strategic and operational needs..
Loans

Loans

The Central Finance Facility currently offers Home mortgage and Small business loans to individuals and Institutional loans to credit union members.   Home Mortgage Small Business Loans ..
Savings & Investments

Savings & Investments

The CFF leverages its enviable Operating Margin of less than 2% to provide depositors with the most competitive returns while borrowers rent funds lower than the prevailing Market Rates. As the financial intermediary of the Cooperative Movement, th..

Co-operative Blog

The Next Cyber Breach Is Already Being Planned — Is Your Credit Union Ready?
23Nov
The Next Cyber Breach Is Already Being Planned — Is Your Credit Union Ready?
The Next Cyber Breach Is Already Being Planned — Is Your Credit Union Ready? Why Cybersecurity Is Now a Leadership Imperative for Caribbean Credit Unions In recent years, several major institutions in Trinidad and Tobago have fallen victim to serio..
Strategic Review 2025
27Aug
Strategic Review 2025
  Why Every Credit Union Leader Should Attend Strategic Review Session 2025 The financial landscape is shifting faster than ever. New technologies, evolving member expectations, and global uncertainties are reshaping how credit unions operat..
Top