One-Day Technology Workshop

One-Day Technology Workshop

This intensive one-day program seeks to ensure that, members are aware of the new trends and technological innovations that are available and are able to make better business decis..
Budget Breakfast Meeting

Budget Breakfast Meeting

A critical look at its impact on the Co-operative Credit Union Sector and exploration of the areas in which the sector may be able to support the Government’s initiatives, particul..
Improving Credit Union Competitiveness in the Covid-19 era and beyond Virtual Thought Leadership Series

Improving Credit Union Competitiveness in the Covid-19 era and beyond Virtual Thought Leadership Series

The Central Finance Facility in its continuing Thought Leadership Virtual Series invites you to attend its leadership session that will focus on: “Improving Credit Union Compet..
Virtual Thought Leadership Series

Virtual Thought Leadership Series

Four part series addressing the challenges birthed from the COVID-19 pandemic and its resultant containment measures.
International Women’s Day 2020

International Women’s Day 2020

An Uncomfortable Conversation: Women. Gambling. Addiction In celebration of International Women’s Day 2020, the Central Finance Facility (CFF) invites you to attend our Thought Le..
Pooling Resources

Pooling Resources

The Central Finance Facility (CFF) was established by the local Credit Union Movement in May 2002, upon the pillar of "Cooperation Among Cooperatives".  We are in the business of e..
Products & Services
The Central Finance Facility (CFF) provides a wide range of financial products services to its members. The Facility, which is often described as a “Credit Union for Credit Unions” helps credit unions invest their money by purchasing shares from th..

Member Benefits

Virtual Investment Pool

Virtual Investment Pool

The Virtual Investment Pool (VIP) is the first step towards Credit Unions owning a commercial bank. The VIP is the literal pooling/pledging of investment funds by Credit Unions that will allow for joint participation in sophisticated investments that..
Thought Leadership

Thought Leadership

CFF's Thought Leadership sessions are meant to nurture and develop a movement that can sit together and discuss issues that affect us all. In partnership with our member Credit Unions, we conduct market research activities where the findings are anal..
Training & Professional Services

Training & Professional Services

CFF offers a series of training programs which we believe are aptly suited towards addressing issues faced by the credit union movement. We also provide customized support in order to address Credit Unions' specific strategic and operational needs. ..
Loans

Loans

The Central Finance Facility currently offers Home mortgage and Small business loans to individuals and Institutional loans to credit union members.   Home Mortgage ..
Savings & Investments

Savings & Investments

The CFF leverages its enviable Operating Margin of less than 2% to provide depositors with the most competitive returns while borrowers rent funds lower than the prevailing Market Rates. As the financial intermediary of the Cooperative Movement, th..
Home Mortgage

Home Mortgage

  Interviews by appointment only Interest rate is 6% to 9% Deposit minimum is 10% Debt Service Ratio is 40% Payment period 10,20,25,30 years        Document Checklist     Basic (Required for all mort..

Co-operative Blog

Credit Unions Need to Keep Abreast of Member Needs and Build a Member Centric Culture
20Oct
Credit Unions Need to Keep Abreast of Member Needs and Build a Member Centric Culture
Credit Unions were once known as the “small man’s bank” and the concept of sharing a common bond underscored member shared common experiences, needs and aspirations that allowed them to own and operate a credit union. Indeed, they would share among..
The Credit Union Movement’s Approach to Fostering Social and Economic Resilience for the ‘New Normal’
13Oct
The Credit Union Movement’s Approach to Fostering Social and Economic Resilience for the ‘New Normal’
  The Credit Union Movement’s Approach to Fostering Social and Economic Resilience for the ‘New Normal’ Introduction In times of any disaster, be it natural or otherwise, a need will always arise to strengthen social and economic resilie..
Credit Unions Must Improve Competitiveness in the Covid-19 era and beyond.
09Sep
Credit Unions Must Improve Competitiveness in the Covid-19 era and beyond.
Even before Covid-19, the finance industry was rapidly changing and steadily becoming more competitive. This was putting pressure on traditional lenders to evolve, preserve and grow their business, with Credit Unions (CUs) being no exception. Wit..
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